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[personal profile] gement
February 13th was the one year anniversary of my first loans on Kiva. This was closely followed by the more meaningful celebration of a full year on Kiva, my twelfth Credit Day. (Every month on the 15th, a pile of money flows back to the lenders.)

While I'm no longer in the first blush of obsession, I seem to be administering the loans for four other people. In addition, I just looked at the nifty complicated spreadsheet app that slices and dices all my numbers to discover that...

For the first time in a year, my lifetime repayments are greater than my lifetime new money. That's right, on average, every dollar I've put in has gone through the full loan cycle once. (For a while I was putting in money quickly enough that this day looked a very long way off.) I really did just clear it today, by $1.42.

As always, I'm happy to geek out about microfinance with anyone who will listen. Questions? I field them! Interested but not sure how to start? I'm good at getting people hooked.
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